Prepare for renewal
Some services charge separately for usage, team seats or add-ons. A trial can also become a paid subscription automatically; monitor the merchant’s terms.
- Open the merchant subscription and check the next charge: date, amount, currency and card.
- Fund the card in advance, allowing for fees, conversion and possible additional authorization. Do not automatically treat available account balance as card funds.
- After a failed-charge notification, check the operation first. Update the method or retry through the service’s own payment action only after checking status.
How to stop renewal
- Cancel renewal in the merchant account. If purchased through the App Store or Google Play, use that store’s subscription settings.
- Keep the confirmation and access-end date. Check for outstanding invoices or a separate subscription on another account.
Freezing a SafePay card does not cancel the subscription contract or possible debt. Cancel with the merchant; refunds follow its rules.
Cancel in the same place that bills you
If a subscription was bought on the merchant’s website, manage it with that merchant. If it was purchased using Apple’s in-app purchase sheet, manage it in iPhone Settings → your name → Subscriptions. If it was purchased through Google Play, use Google Play → Payments & subscriptions → Subscriptions. Adding a new card to Wallet or updating the service’s website payment method does not necessarily change an existing store-billed subscription.
Before changing payment channels, check whether a subscription is already active; website and store purchases can have different prices and renewal dates. Avoid buying the same membership twice.